George Bailey to the rescue

Small, local  banks moving back into mortgage businesses as the big boys flee. Their loan officers actually know the neighborhoods they’re being asked to loan money on – what a concept! Does this mean our home-grown scoundrel Chris Dodd will have trouble refinancing his Ireland properties or Washington homes? Not as long as he’s Chairman of the Senate Banking Committee – there’ll always be a Countrywide or its moral equivalent, so don’t lose sleep over our leader’s woes.

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